Gloam Opens Private Stablecoin Payments on Robinhood Chain and Tempo
By Crypto Wire
October 21, 2026
Gloam went live at 13:00 UTC on Wednesday, October 21, 2026 with private stablecoin payments on Robinhood Chain and Tempo mainnet. The company announcement frames the product as self-custodial shielded payments for people and AI agents — amounts and counterparties stay private inside the pool while settlement remains on public chains. This is a Stablecoin Settlement privacy-rail chapter — not an NFT marketplace launch and not a custody M&A beat.
Mechanics: each chain runs one shielded pool contract. Deposits mint private notes; spends require a zero-knowledge proof that you own an unspent note without revealing which note or how much it holds. In-pool payments show as private transfers (no sender, recipient, or amount on the explorer). Claim links let recipients without a prior Gloam setup pull funds into a fresh note. Selective disclosure proofs (balance floors, that a payment happened, payroll totals) can be issued to named verifiers with expiry and checked at gloam.trade/verify. Same pool address on both chains: 0x39e28cde55cab798874746ac52cb4b5cc99a0194.
Assets and limits (beta): Robinhood Chain takes USDG and $GLOAM; Tempo takes USDC.e, pathUSD, USDT0, and OUSD. Deposits and private payments are free; cash-out to a public address costs 0.25%. Per-stablecoin caps: 500 per deposit / 25,000 total; $GLOAM 25,000 / 250,000. A Relay-based bridge can fund deposits from 24 chains. Gloam is explicit about edges: deposits and cash-outs are public; anonymity set is thin at launch; contracts had an internal review closed Oct 20 with no Critical/High open — no external audit yet; private trading/swaps are not live; a team-run relayer submits proofs at launch; ownership is a single wallet today with a planned multisig and a 3-day timelock for raising limits or adding assets.
For NFT and marketplace desks, the useful cut is payment privacy adjacent to public collectible rails: Gloam hides mid-path payment graphs, not NFT ownership or OpenSea floors. Do not conflate a shielded stablecoin pool with confidential NFT transfers, and do not treat beta deposit caps or a missing external audit as institutional-grade settlement yet. Agent payments via Gloam’s MCP server (x402 tooling, owner-set limits) are product color for machine spend — still inside the same beta limits.
Prior Fhenix CoFHE LN stays a separate EVM FHE compute chapter; today’s beat is ZK shielded stablecoin payments live on Robinhood Chain and Tempo with named assets and fee schedule. Pool totals are meant to stay publicly checkable at gloam.trade/transparency.
Settlement watch: Watch whether an external audit publishes, when the owner moves to multisig, whether deposit caps and the anonymity set grow past thin-launch risk, and whether private swaps ever ship — the desk cares about audited contracts and live pool depth, not the privacy slogan alone.
Bottom line: Gloam is live for private stablecoin payments on Robinhood Chain and Tempo — free to deposit and pay, 0.25% to cash out, real-money beta with hard deposit caps and no external audit yet.
Disclaimer: This article is provided for informational and educational purposes only. It does not constitute financial, investment, legal, or trading advice. The cryptocurrency and NFT markets are highly volatile, and past performance is not indicative of future results. Readers should conduct their own research and consult qualified professionals before making any decisions related to digital assets. The cover image for this article may have been created using artificial intelligence (AI).
